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Mental health · 4 min read

How does a Mental Health Treatment Plan work?

A GP Mental Health Treatment Plan lets you claim Medicare rebates for sessions with a psychologist or other mental health professional.

Under the Better Access initiative, your GP can prepare a Mental Health Treatment Plan if you have a mental health condition such as anxiety or depression. The plan lets you claim a Medicare rebate for sessions with a psychologist, and with some occupational therapists and social workers who have mental health training.

Getting a plan

Book a longer appointment with your GP and say you'd like to talk about a mental health plan. Your GP will ask about how you've been feeling, may use a short questionnaire, and will work with you on goals. They'll then refer you to a provider. A psychiatrist can also refer you, and some people are referred to Psychiatry for diagnosis or medicine advice.

Since November 2025, plans are usually prepared by the practice you are registered with through MyMedicare, or by your usual GP.

How many sessions

  • You can claim rebates for up to 10 individual sessions and up to 10 group sessions each calendar year.
  • Sessions are given in blocks. After the first block, the provider reports to your GP, and you go back to your GP for a review before more sessions are referred.
  • The allowance resets on 1 January. Unused sessions don't carry over.

What it costs

Some providers bulk bill, but many charge a fee above the Medicare rebate, so you pay a gap. Fees vary a lot, so ask before you book. Private health extras may help with sessions not claimed through Medicare, but you usually can't claim both for the same session. See Bulk billing, rebates and gap fees explained and Anxiety or depression: when to see a psychologist or psychiatrist.

Many sessions can be by telehealth, which suits some people well. See Is a telehealth appointment right for me?.

Choosing a provider

It's important to feel comfortable with the person you see. You can ask about their experience with your concern and their approach. If it doesn't feel right after a few sessions, talk to your GP about seeing someone else.

Spec Book shows which psychologists have appointments soon and what they charge, and your GP can send the referral with the booking.

When to get urgent help

If you are thinking about harming yourself or feel unsafe, call 000 or go to the nearest emergency department. You can also call Lifeline on 13 11 14 at any time.

Common questions

Do I need a diagnosis to get a plan?

Your GP needs to assess that you have a mental health condition that the plan can help with. You don't need to have seen a psychiatrist first.

Can I see a psychologist without a plan?

Yes. You can book privately and pay the full fee, and private health extras may help. The plan is only needed for the Medicare rebate.

Will my employer or insurer find out?

Your health information is private. Medicare claims aren't shared with employers. Ask your GP if you have specific concerns about privacy.

General information only, not medical advice. Everyone's situation is different, so check with your GP or the provider. In an emergency call 000.